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West Elm Credit Card Agreement

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December 20, 2020
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You can check your card account, expiry date and transaction history at any time in the store or online or call 1800 352 491 for free. If you are applying for credit over the phone, you must enter both the card number and the PIN on your gift or e-gift card before you have access to the card information. Please take a few minutes to read the terms and conditions of the sale. Your use of the Site or the purchase of products from us constitutes your consent to these terms and conditions of sale. If you would like to apply for a West Elm credit card, please follow the instructions in the “Apply” section of our West Elm credit card statement. This part of the site contains specific guidelines on sending an online application form. Our privacy policy explains how we handle the personal data we can collect from you. A copy of our privacy policy is available at www.westelm.com.au/privacy-policy. It is important that you read and understand our privacy policy carefully. LINE WORLD: Electronic gift cards can be purchased online from www.potterybarn.com.au, www.potterybarnkids.com.au, www.westelm.com.au or www.williams-sonoma.com.au. Each electronic gift card can charge at least $25 and a maximum of $500. If so, please contact your issuer, PayPal or afterpay for more information on how to authorize your payment method. In short, you should only fall into the trap of the West Elm Card if you want to shop more often in the stores of this chain.

Otherwise, you can enjoy a Chase Freedom Unlimited card more, while it comes with a more generous welcome bonus and longer funding time. Plus, you make money every time you buy and anywhere — it`s definitely worth it. When making credit card purchases, an authorization freeze will be placed on your designated credit card account at the time of contracting to ensure that sufficient funds are available to cover the unpaid costs of the purchased merchandise. Once the availability of the products you have ordered has been confirmed and your order has been accepted, the “Waiting” authorization will be converted to “Sale” or “Completed” (or some other synonyms used by the card issuer) on your card statement and status updates (if your card issuer is provided). Comenity Bank issues credit cards for West Elm. In fact, it is a branded credit card store that allows cardholders to enjoy additional benefits in West Elm stores. Once the value of the remaining card is fully used, destroy your card by halving it diagonally. Your gift card cannot be reloaded. Gift cards cannot be used by email, phone or fax for purchases. The obvious thing about the store brand credit cards is the interest rate.

This West Elm credit card has an interest rate of 28.34%. All in all, this West Elm credit card is a decent credit card with store brand. The card itself offers many more bonuses and rewarding benefits than many other store brands can offer. If you are a frequent buyer at West Elm or expect to make a major purchase, you should definitely ask for this card. Indeed, a West Elm credit card is a good option for customers who often buy from the stores of this chain. It is difficult to reach 10% premiums for purchases in West Elm. Nevertheless, in this part of our control, we have provided decent credit card options. No, you don`t have any discounts on your first purchase with the West Elm credit card. Instead, you will receive a $50 sign-up bonus, which you can spend in any way you want. Your gift card can only be used for purchases up to the value of the remaining card.

If you want to make a purchase for more than the value of the remaining card, you must pay the deductible either by debit card or credit card.

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